Yeah, it can be such a hit'n'miss with guitars.
I too will cry out my lungs over fairly expensive instruments with unfinished fret work.
A good number of years ago, I was looking for an acoustic nylon semi-classical with a cut-away.
Didn't have much money, but the ones I could afford, around dkk 3500-3800, weren't any good.
Passing by a local guitar and gear shop, I picked a dkk 1745 guitar from the wall, purely because it looked quite good.
Everything looked to made quite well, so I started playing it, and lo and behold, it played well and sounded quite good, much better than the other ones I'd tested at twice the price.
Just a light fret dress, rounding fret ends, trimming saddle and nut, which I'd expect on any inexpensive guitar.
Yup, it was an el-cheapo Samich! 2K total with stand and sleeping bag is what I call a good deal.
Such a guitar obviously isn't a concerto instrument and the deck construction won't take super high tension strings, but one size down will do just fine.